Database. 7. Credit information databases.

Comparison of Bibliographic Databases in Retrieving Information on Telemedicine

Background & Aims: Some of the main questions which can be of importance for those researchers who intend to perform a systematic review in a field of science are: ‘What databases should I use for my review?’; ‘Do all these databases have the same value?’; and ‘Which sourcesretrieved the highest of relevant references?’. The main aim of this work was the identification of the best database for ...

Application of NCEPCFSR Climatic Database Information in the Absence of Observational Information of Dez Dam Watershed

Rainfall-Runoff simulation is one of the main subject of hydrology and environmental management. Therefore, researchers are constantly interested in finding new ways to solve this problem and modify existing models or modeling methods. However, the lack of statistics and information from the poor development of hydrological networks has always been a major problem in countries that facing finan...

Credit Information Systems

Are Credit Ratings Valuable Information?

Credit ratings are commonly used by lenders to assess the default risk, because every credit is connected with a possible loss. If the probability of a default is above a certain threshold, a credit will not be provided. The purpose of this paper is to test whether credit ratings contribute valuable information on the creditworthiness of firms. Employing a large sample of Western German manufac...

Credit rationing with symmetric information

Without denying the importance of asymmetric information, this article purports the view that credit rationing may also originate from a lender’s inability to classify loan applications into proper risk categories. Although particularly prominent when novel technologies or novel institutional arrangements arise, lack of appropriate categories may affect any request of money lending, making cred...